Royal Liver was established in 1850 for the mutual benefit and financial security of local families, and although it has grown and diversified since, those original principles remain at the heart of Royal Liver.

As a Friendly Society, Royal Liver Assurance is a 'mutual organisation' which means that we have no shareholders. Instead, we are owned by our policyholders.

This means that everyone who has an eligible policy with us has a say on how we operate and this is very important to us.

Our commitment to mutuality is a key element of our strategy, which sees our customers firmly at the centre of everything we do. We believe our mutuality brings a quality of service and commitment to our policyholders that can currently not be bettered.

ROYAL LIVER ASSURANCE FACT:
Our Members... As a friendly society Royal Liver is not owned by shareholders but by our policyholders
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